Services
Covering every stage of the recovery process
From pre-judicial negotiations to enforcement — every service is tailored to the specifics of your portfolio.
Pre-judicial recovery
The most effective stage of debt recovery is the voluntary agreement process. Through professional negotiations, written notices, and agreed payment schedules, we establish a constructive dialogue with debtors. Our goal is to secure debt recovery without court costs, based on mutual agreement between parties.
As a creditor, you receive regular reports at every stage: outcomes of debtor negotiations, status of payment agreement compliance, and clear updates on next steps.
Judicial proceedings
When voluntary recovery is not possible, we provide full legal representation. We manage the entire process from preparing claim applications and court appearances through to obtaining judgment. We have experience across Azerbaijan's three-tier court system — district, appellate, and supreme courts.
We develop a legal strategy for each case, assess the probability of success, and provide you with transparent forecasts. Full disclosure of court costs and expected outcomes.
Enforcement
After a court judgment is obtained, we coordinate the enforcement stage. Working with licensed enforcement officers, we ensure judgment execution: asset seizure, wage garnishment, bank account freezes, and other enforcement measures.
We operate within the framework of the Law on Enforcement. You are informed in a timely manner about every enforcement action taken.
Debt portfolio acquisition
We purchase non-performing loan portfolios and recover them independently. This gives credit organizations the opportunity to clean their balance sheets and obtain immediate liquidity. Portfolio valuation is based on debt age, debtor profiles, and recovery probability.
The portfolio acquisition process is transparent: we share our valuation methodology with you and complete the transaction based on agreed timelines.
Debtor tracing
Professional search services for locating debtors who have become unreachable. Using official databases, local investigations, and other legally compliant methods, we identify current addresses and contact information for debtors.
The search process is conducted entirely within the legal framework. Every piece of contact information found is verified and presented to you in a detailed report.
Consulting
Optimization of internal debt management processes for credit organizations. We analyze your existing workflows, identify weak points, and provide concrete recommendations for improving recovery rates.
Our services include staff training, policy document preparation, development of early intervention strategies, and restructuring of debt management procedures.
Let's discuss a strategy for your portfolio
Contact us for detailed information about our services.